We handle contractual disputes that may arise between you and your insurance company. For example, you may have a dispute with your home insurer over your claim for property damage caused by fire or some other cause. In the case of a relatively small amount of property damage, you most typically would not need a lawyer. However, in cases involving substantial damage to property disputes can often arise with your insurer over receiving a fair replacement value for the damage to your home or its contents.
Claims against insurance companies may also arise, for example, in the case of failure to pay life insurance proceeds, or with the failure of an insurer to honour medical bills incurred out of province. In these cases, your rights are governed by the contractual insurance policy that you have purchased. In addition to disputes over the amount of your claim, legal disputes can often arise over the interpretation of wording in the policy (whether your loss is covered), or in some cases whether the particular policy purchased was properly explained to you when you bought it.